Licenses & Authorisations
Offshore banking, EMI/Fintech, MSB/exchange, iGaming and more — with a compliance‑first approach.
Bank & EMI licenses
End-to-end advisory for banking and electronic money institution (EMI) licenses: capital planning, governance, enterprise risk, and regulator engagement.
- Business plan & financial model (3–5 years)
- Capital, safeguarding & liquidity frameworks
- Governance (Board, Risk, Audit, RemCo)
- Policies: AML/CFT, compliance, ICT/operational risk, outsourcing, incident management
- Safeguarding accounts & correspondent banking strategy
- Regulatory submissions, Q&A handling and remediation
Payment Institution (PI) & PSP authorization
Licensing/registration for payment services providers, money remittance and acquiring.
- Payment flows, settlement & reconciliation design
- Technical & security standards (PCI DSS scope mapping)
- Consumer protection, complaints & dispute handling
- Outsourcing registers and vendor due diligence
MSB / Exchange & VASP (crypto)
Authorization/registration for MSB/Exchange and VASP activities (exchange, brokerage/OTC, custody).
- AML/KYC/KYT program, Travel Rule & blockchain analytics
- Custody models (hot/cold/HSM) and key management
- Liquidity, market-making & banking/EMI partners
- Information security, incident & chain-analysis playbooks
Forex / Brokerage & Investment Firm
Licenses for forex dealers, introducing brokers, STP/ECN, market makers, and investment firms (MiFID-type permissions where applicable).
- Best execution, conflicts of interest & client classification
- Order handling, dealing desk & risk management
- Financial promotions & appropriateness/ suitability
- Prudential requirements and reporting
Funds & Asset Management
Setups for fund managers and collective investment schemes (mutual, alternative, private funds) depending on jurisdictional options.
- Fund constitution, offering docs & risk factors
- Depositary/custodian, administrator & auditor selection
- Valuation, NAV calculation & investor reporting
- Compliance calendar and AIFMD/MiFID interactions (where relevant)
Insurance Intermediary / MGA
Licensing for insurance agents/brokers and managing general agents, with product governance and conduct risk controls.
- TOBAs, product oversight and distribution agreements
- Client money/segregation and disclosures
- Claims handling & complaints frameworks
iGaming (remote gaming, sportsbook, RNG)
Jurisdiction selection (e.g., Curaçao, Isle of Man, Malta, Anjouan) and document packs for remote gaming licenses; Costa Rica compliance setups for data processing/hosting models (non-licensing) where applicable.
- Corporate structure, hosting & game/RNG certification paths
- AML/RG policies, player KYC & payments
- Supplier/hosting agreements and technical write-ups
Ongoing compliance & audits
- Compliance monitoring plan (CMP) & risk assessment
- Internal audit & independent AML testing
- Regulatory reporting, incident & breach notifications
- Board training and policy refresh cycles
Important compliance notice
No guarantees: approvals are at the sole discretion of regulators. We do not arrange unlawful shortcuts or any “diplomatic” privileges. All work follows applicable laws, fit-and-proper requirements, and AML/CFT standards.